Help:Did You Know: Difference between revisions

Latest revision as of 07:29, 28 February 2025

Did You Know...

This section highlights lesser-known facts and helpful insights related to the Equinox platform. It showcases informational tidbits, best practices, and quick tips to help users find the "one-offs" more effectively. Each fact is crafted to be concise and engaging, ensuring that you can learn something useful in just a few seconds.

The list below shows examples of other Did You Know... topics, which will expand over time.

Current List

... tenants cannot purchase NFIP building coverage unless their lease or rental agreement requires it?
... the NFIP will only pay for specific items stored in a basement, like food freezers?
... agents can change an insured name on an NFIP policy without canceling the policy?
... NFIP building coverage can be split into two policies for an addition or extension?
... NFIP provides limited coverage for basements, excluding personal property like furniture?
... NFIP premiums can be reduced if your community participates in FEMA's Community Rating System (CRS)?
... buildings constructed fully over water after October 1, 1982, are generally ineligible for NFIP coverage?
... Equinox provides customized dashboards for agents, underwriters, and claims examiners to streamline tasks?
... policyholders can use the Consumer Portal to download their policy documents and make payments?
... agents can add mortgagees or additional interests to policies immediately from the Policy Record?
... NFIP defines a building as below ground if more than 49% of its structure is below grade on all sides?
... Equinox provides guided steps for processing NFIP policy cancellations, including eligible refund codes?

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+This section highlights lesser-known facts and helpful insights related to the Equinox platform. It showcases informational tidbits, best practices, and quick tips to help users find the "one-offs" more effectively. Each fact is crafted to be concise and engaging, ensuring that you can learn something useful in just a few seconds.
-=== NFIP Flood Insurance Coverage Insights: ===
-# '''Coverage Limits:''' Did you know NFIP policies have a maximum dwelling coverage of $250,000 for residential properties, but coverage for contents is optional?
+The list below shows examples of other ''Did You Know...'' topics, which will expand over time.
-# '''Basement Coverage:''' Did you know NFIP provides limited coverage for basements, excluding personal property like furniture?
-# '''Detached Structures:''' Did you know detached garages are covered for up to 10% of the building's coverage—but only if they aren't used for business?
-# '''Policy Corrections:''' Did you know you can endorse an NFIP policy to correct an insured name or other details without canceling the policy?
-# '''Community Rating System:''' Did you know NFIP premiums can be reduced if your community participates in FEMA's Community Rating System (CRS)?
-# '''Buildings Over Water:''' Did you know buildings constructed fully over water after October 1, 1982, are generally ineligible for NFIP coverage?
-=== Equinox Platform Highlights: ===
+== Current List ==
+{{/Hooks}}
-# '''Green Path Automation:''' Did you know Equinox can auto-issue flood policies through its Green Path feature, minimizing manual review for agents?
-# '''Role-Specific Dashboards:''' Did you know Equinox provides customized dashboards for agents, underwriters, and claims examiners to streamline tasks?
-# '''Consumer Portal:''' Did you know policyholders can use the Equinox Consumer Portal to download their policy documents and make payments?
-# '''Quick Policy Actions:''' Did you know agents can instantly add mortgagees or additional interests to policies in the Agent Workspace?
-# '''Document Storage:''' Did you know all uploaded documents in Equinox are indexed and easily searchable, saving you time during claims or audits?
-# '''Historical Comparisons:''' Did you know Equinox Reports allow you to compare current policy data with past periods for better trend analysis?
-=== Fun or Overlooked Facts: ===
-# '''Flood Zones:''' Did you know over 20% of NFIP claims come from properties outside high-risk flood zones?
-# '''Preferred Risk Policies:''' Did you know properties in low-to-moderate risk zones may qualify for lower-cost Preferred Risk Policies?
-# '''Underwriting Reminders:''' Did you know Equinox's "Yellow Path" triggers an underwriter review whenever policy details seem unusual?
-# '''Building Below Ground:''' Did you know NFIP defines a building as "below ground" if more than 50% of its structure is below grade on all sides?
-=== Agent Tips: ===
-# '''Cancellation Process:''' Did you know Equinox provides guided steps for processing NFIP policy cancellations, including eligible refund codes?
-# '''Pre-FIRM Subsidies:''' Did you know NFIP offers subsidized rates for pre-FIRM buildings, but premium increases are capped annually?
-# '''Quote Validity:''' Did you know Equinox tracks quote expiration dates, helping agents follow up before policies lapse?