Required Cancellation Signatures: Difference between revisions

Revision as of 14:05, 21 November 2024

This page is a rough draft and will need more work before it's finalized.

This page contains details about NFIP Cancellations.
Find more in the How To Cancel section of the NFIP Flood Insurance Manual.

Electronic Signatures

NFIP insurers must sell and service NFIP policies in a customer-centric manner as part of their normal business practices. To improve the policyholder’s experience and to reduce administrative burden, FEMA approves and encourages the use of electronic signatures on NFIP transactions. FEMA will not deny the legal effect, validity, or enforceability of a signature solely because it is in electronic form. Insurers should accept electronic signatures in accordance with their general business practices and applicable laws.

Electronic signatures must comply with the following requirements.

The signer must use an acceptable electronic form of signature;
The electronic form of signature must be executed or adopted by a person with the

intent to sign the electronic document;

The electronic form of signature must be attached to or associated with the

electronic document being signed;

There must be a means to identify and authenticate a particular person as the

signer; and

There must be a means to preserve the integrity of the signed document.

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-A. Electronic Signatures
+== Electronic Signatures ==
 NFIP insurers must sell and service NFIP policies in a customer-centric manner as part of
 their normal business practices. To improve the policyholder’s experience and to reduce
@@ Line 8: / Line 9: @@
 a signature solely because it is in electronic form. Insurers should accept electronic
 signatures in accordance with their general business practices and applicable laws.
 Electronic signatures must comply with the following requirements.
-• The signer must use an acceptable electronic form of signature;
+* The signer must use an acceptable electronic form of signature;
-• The electronic form of signature must be executed or adopted by a person with the
+* The electronic form of signature must be executed or adopted by a person with the
 intent to sign the electronic document;
-• The electronic form of signature must be attached to or associated with the
+* The electronic form of signature must be attached to or associated with the
 electronic document being signed;
-• There must be a means to identify and authenticate a particular person as the
+* There must be a means to identify and authenticate a particular person as the
 signer; and
-• There must be a means to preserve the integrity of the signed document.
+* There must be a means to preserve the integrity of the signed document.