| Structural Variable
|
Explanation
|
FIM
|
Specific Fields
|
| Building Occupancy
|
Defines the type of use and occupancy of the building, affecting policy form and coverage limits.
|
3-9
|
See NFIP Occupancy
|
| Construction Type
|
Specifies the construction materials used for the building's first floor above ground level.
|
3-14
|
Frame, Masonry, Other
|
| Foundation Type
|
Describes the type of foundation supporting the building, influencing elevation measurements.
|
3-15
|
See NFIP Foundations
|
| First Floor Height
|
Indicates the height of the building's first floor above the adjacent grade.
|
3-21
|
See First Floor Height
|
| Mitigation Discounts
|
Discounts for actions like elevating machinery and equipment or proper flood openings.
|
3-27
|
See NFIP Mitigation discounts
|
| Floodproofing
|
Measures taken to floodproof a building for lower premiums, requiring certification.
|
3-31
|
See Floodproofing
|
| Replacement Cost Value
|
Represents the value of replacing the building, based on square footage and materials.
|
3-32
|
See Building Replacement Cost Value
|
| Claims History
|
Details the building's prior NFIP claims, including severe repetitive losses.
|
3-33
|
List of claims, repetitive loss indicators
|
| Number of Detached Structures
|
The number of detached structures on the property, influencing policy coverage.
|
3-34
|
Exact number of detached structures on the property
|
| Number of Elevators
|
Counts the elevators in the building, relevant for policy evaluation and rating.
|
3-34
|
Exact number of elevators present in the building
|
| Number of Floors
|
Specifies the number of floors in the building, affecting coverage and risk assessment.
|
3-34
|
Total number of floors in the structure
|
| Floor of Unit
|
Identifies the specific floor of a unit in a multi-story building.
|
3-34
|
Specific floor level (e.g., 1st, 2nd)
|
| Primary Residence Status
|
Determines whether the insured building is a primary residence, impacting premiums.
|
3-35
|
See Primary Residence
|
