| Structural Variable
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FIM
|
Details
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| Occupancy
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FIM
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The building's intended use chosen from one of nine options. Determines the NFIP Policy Form and maximum coverage limits.
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| Building Description
|
FIM
|
Used to specify more detail about the building's intended use or to differentiate it from other buildings at the same location.
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| Primary Residence
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FIM
|
Where the insured, their spouse, or a beneficiary of an insured trust resides more than 50% of the year. Determines the HFIAA surcharge amount.
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| Foundation Type
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FIM
|
The portion of the building that supports all other structural components, chosen from six different types.
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| Foundation Description
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FIM
|
Additional defining characteristics about the foundation
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| Number of Floors
|
FIM
|
The number of living floors above the foundation. Enclosures, crawlspaces, and basements are not considered a floor.
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| Number of Units
|
FIM
|
The number of units in a multi-unit building, including residential and non-residential units.
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| Floor of Unit
|
FIM
|
(Unit occupancy only) The floor of the building where the unit is located, even if only a single story building.
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| Building Over Water
|
FIM
|
Describes whether the building is either partially, fully, or not over water.
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| Detached Structures
|
FIM
|
Identifies the number of detached structures, not including the main building
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| Number of Elevators
|
FIM
|
The total number of elevators in the building. Does not include dumbwaiters or stair lifts.
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